body{
	margin: 15px 0 0 0;
	text-align: center;
	font-family: tahoma;
	font-size: 11px;	
}
/********************************** layout divs ***************************************/
#wrapper{
	width: 709px;
	text-align: left;
	margin: 0 auto;
	padding: 0;
	border: 0px solid red;
}
.clear{
	clear: both;
	margin: 0;
	padding: 0;
}
#subnav{
	float: right;
	width: 188px;
	height: 14px;
	border: 0px solid black;
	text-align: right;
}
#spacertop{
	float: left;
	width: 100%;
	height: 10px;
	clear: both;
	border: 0px dashed red;
	margin: 0;
	padding: 0;
	}
#banner{
	float: left;
	width: 709px;
	height: 232px;
	border: 0px solid yellow;
	background-image: url(../images/banner.jpg);
	background-repeat:no-repeat;
	margin: 0;
	padding: 0;
}
#navbartop{
	position: relative;
	top: 53px;
	left: 0px;
	z-index: 20;
	width: 70%;
	height: 12px;
	border: 0px dashed yellow;
	margin: 30px 0 0 0;
	padding: 30px 0 0 0;
}

#decoration{
	float: left;
	clear: both;
	width: 100%;
	height: 35px;
	background-image:url(../images/box1-top.gif);
	border: 0px dashed red;
}
#maincontenttop{
	float: left;
	clear: both;
	width: 100%;
	height: 10px;
	background-image:url(../images/box1-top.gif);
	background-repeat:no-repeat;
	margin: 0;
	padding: 0;
	border: 0px dashed red;
}
#maincontent{
	float: left;
	clear: both;
	width: 100%;
	height: auto;
	margin: 0;
	padding: 0;
	background-image: url(../images/bg_maincontent.gif);
	border: 0px dashed red;
}
#sidebarleft{
	float: left;
	padding: 0 0 0 5px;
	margin-left: 0px;
	width: 200px;
	height: auto;
	border: 0px dashed red;
}
.box2top{
	float: left;
	width: 195px;
	height: 5px;
	background-image: url(../images/boxes/box2-top.gif);
	background-repeat: no-repeat;
	margin: 5px 0 0 0;
	padding: 0;
}
.box2content{
	float: left;
	width: 195px;
	height: auto;
	background-image:url(../images/boxes/box2-bg.gif);
	background-repeat:repeat-y;
}
.box2bottom{
	float: left;
	width: 195px;
	height: 10px;
	background-image:url(../images/boxes/box2-bot.gif);
	background-repeat:no-repeat;
	margin: 0;
	padding: 0;
}
.box2 .text2{
	padding: 10px;
}
#contentcenter{
	float: left;
	margin: 0;
	width: 290px;
	border: 0px dashed green;
	overflow: visible;
}
#sidebarright{
	float: right;
	margin: 0;
	width: 200px;
	height: auto;
	border: 0px dashed red;
}
#bottom{
	float: left;
	clear: both;
	width: 709px;
	height: 35px;
	background-image:url(../images/box1-bot.gif);
	background-color: blue;
}
#footer{
	float: left;
	clear: both;
	width: 709px;
	height: 15px;
	border: 0px dashed red;
}
/********************************** link styles ***************************************/
a {
	font-family: Tahoma;
	color: #0033CC;
	text-decoration: none;
}
a:hover {
	text-decoration: underline;
}
/******************************** text styles ******************************************/
#banner #navbartop {
	margin: 0px 10px 10px 10px;
	padding: 0px 10px 0px 10px;
	color: #FFFFFF;
	font-family: verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight: bold;
	text-align: left;
	text-transform:uppercase;
}
#navbartop a:link{
	color: #FFFFFF;
	text-decoration: none
	}
#navbartop a:visited{
	color: #FFFFFF;
	text-decoration: none
	}
#navbartop a:hover{
	color: #F7C951;
	text-decoration: none
	}
#bottom p{
	text-align: right;
	margin: 14px 10px 0 0;
	padding: 0 0 0 0;
	font-family:Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight: bold;
	color: white;
}
.text1 {
	font-family: Tahoma;
	font-size: 12px;
	line-height: 120%;
}

ul, li {
	line-height: 120%;
	list-style-type: disc;
}
text2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
}
.text3 {
	font-family: Tahoma;
	font-size: 11px;
	font-weight: bold;
	color: #675FA8;
}
h1 {
	font-family: Tahoma;
	font-size: 14px;
	font-weight: bold;
	color: #625CA2;
}
h2 {
	font-family: Tahoma;
	font-size: 18px;
	font-weight: bolder;
	text-transform: uppercase;
	color: #665EA9;
}
h3 {
	font-family: Tahoma;
	font-size: 12px;
	font-weight: bold;
	color: #716BAB;
}
h4 {
	font-family: Tahoma;
	font-size: 10px;
	text-decoration: none;
	font-weight: normal;
	color: #635EA4;
}
.topheader {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 24px;
	font-style: italic;
	font-weight: bolder;
	color: #EFC465;
	margin-left: 10px;
}
.newshead1 {
	font-family: Tahoma;
	font-size: 11px;
	font-weight: bold;
	text-transform: uppercase;
}
.header1 {
	font-family: Tahoma;
	font-size: 14px;
	font-weight: bold;
	text-transform: uppercase;
	color: #635EA4;
}
/**********************************************8 form styles ********************************/
form{
	margin: 0;
	padding: 0;
	border: 1px solid #999999;
}
input, textarea, select{
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #333333;
}

/*********************************************** rate calculator **************************/
#ratecalculator{
	border: 1px solid #999999;
	background-image: url(../gfx/earth_background.jpg);
	background-repeat:no-repeat;
	width: 100%;
}